Cash Flow

Track Recurring Income & Expenses

See every paycheck, retainer, rent, and SaaS bill in one place — with a net monthly figure that tells you what's actually left. Earn in USD, spend in PHP? We handle the math, lock the rate at creation, and surface every currency in a tap.

  • Every Schedule in One List

    Add a bill or income once with its amount and schedule — daily, weekly, every two weeks, monthly, quarterly or yearly — and ClearSpent tracks every due date.

  • Payment Reminders

    Get reminded before a payment is due. Choose how many days ahead, up to 30, so a renewal or bill never surprises you.

  • Calendar View

    See all upcoming recurring payments on a timeline. Plan your cash flow with a clear view of scheduled expenses.

  • Net Monthly + Multi-Currency

    See income minus expenses at a glance. Earn in USD, spend in PHP — every currency surfaces in a tap-to-expand breakdown with rates locked at creation.

How Recurring Tracking Works

Create a recurring item with its amount, category, frequency and start date. ClearSpent works out each due date and matches the payments you record to the schedule, flagging anything late or missing. You can also mark an item paid in one tap.

Each recurring item can carry a reminder, 3 days before it is due by default. Reminders appear in the app and as push notifications if you enable them.

The Cash Flow page shows your net monthly figure (income minus expenses), upcoming charges, and historical totals. Tap the net card to drill into a per-currency breakdown — useful when you earn in one currency and pay bills in another.

Take Control of Your Cash Flow

Track every recurring paycheck and bill across currencies. No credit card required.